Privacy Policy

SmarterMoney.app is operated by GoVerify Systems Limited. This Privacy Policy explains how we collect, use, and protect personal data when you use our budget planning and business expense tracking services.

If you have questions about this policy, you can contact us at [email protected].

We may collect:

• Account details such as name, email address, workspace name, and login credentials.
• Workspace and usage data such as budgets, categories, transactions, expense claims, approvals, and settings.
• Technical data such as device/browser information, IP address, log data, and security events.
• Billing and subscription data associated with your workspace and Stripe checkout or billing portal activity.

We use personal data to:

• Provide and secure SmarterMoney.app.
• Set up workspaces, authenticate users, and manage access permissions.
• Deliver budget planning and business expense tracking features.
• Process subscriptions, manage renewals, and handle billing support.
• Maintain records, troubleshoot issues, improve reliability, and prevent abuse.
• Communicate service, security, billing, and support updates.

Where applicable, we rely on one or more of the following lawful bases:

• Performance of a contract when we provide the service you sign up for.
• Legitimate interests in operating, securing, and improving the service.
• Legal obligations, including accounting, fraud prevention, and compliance requirements.
• Consent where required, including for non-essential cookies or similar technologies.

Payments and subscriptions are handled through Stripe. We do not store full payment card details on our own systems. When you subscribe, update billing details, or manage cancellation, relevant payment and billing information is processed by Stripe subject to Stripe's own terms and privacy notices.

We may share personal data with trusted service providers who help us operate the service, including hosting, infrastructure, authentication, analytics, email, and payment providers. We may also disclose information where required by law or where reasonably necessary to protect users, the service, or our legal rights.

We keep personal data for as long as reasonably necessary to provide the service, maintain business records, resolve disputes, enforce agreements, and comply with legal obligations. Retention periods may vary depending on the type of data and the workspace's subscription status.

Depending on your location, you may have rights to access, correct, delete, restrict, or object to certain processing of your personal data, and to request data portability. You may also have the right to withdraw consent where processing is based on consent.

To make a request, contact [email protected]. We may need to verify your identity before responding.

Contact: [email protected]
Operator: GoVerify Systems Limited
Registered office address: [Registered office address to be added]
Company registration number: [Company registration number to be added]